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Mortgage document checklist for Canadian borrowers

Prepare a document request for the income and property details that apply to this borrower. Free to use, with no signup needed.

1. Choose what applies

Borrower and transaction categories

Optional branding

These details stay in this page only. Nothing is saved or sent anywhere.

2. Mortgage document checklist for Canadian borrowers

Identity

Down payment and assets

Existing mortgage and debts

Lenders can ask for more. This list is a starting point, not a guarantee of approval.

Collect these documents inside BrokerDam

Clients upload requested documents through their client portal, from a phone or desktop. The AI Underwriter reads the package together and surfaces findings for the broker to review.

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See what the AI Underwriter finds in these documents

Compare the stated application with the income, debts and document findings in a sample mortgage file.

See the sample report

Why does each document group matter?

Identity

Identity documents help establish who is borrowing. Follow the brokerage and lender verification process rather than treating a document list as completed verification.

Income

A pay stub shows current earnings, a T4 shows employment income for a completed year, and a notice of assessment shows assessed income and tax context. Read them together. For business owners, the self employed income guide explains the returns and business records behind the qualifying figure.

Down payment and assets

Bank statements help trace the funds, including transfers and gift deposits. Keep the source explanation with the statement rather than assuming a balance proves where money came from.

Property

The agreement and MLS listing establish the purchase context. Taxes and condo or strata fees help establish housing costs. Confirm the actual documents and costs requested by the lender.

Existing mortgage and debts

Mortgage statements and credit explanations help the broker reconcile existing obligations. The credit report guide explains why liabilities need to be compared with the application rather than left out of the ratios.

Frequently asked questions

Do I need to sign up to use the checklist?
No. The checklist is free to use without an account. Choose the categories that apply, optionally add contact details, then print or copy the list.
Are the broker and client details saved?
No. The optional branding and selections stay in this page while it is open. They are not saved or sent anywhere. Reloading the page clears them. Printing or copying creates an output that you control.
Can I combine several income types?
Yes. Select every category that applies, including several income sources or transaction details. Shared documents appear once, and a required notice of assessment request replaces the conditional request where appropriate.
Will this list satisfy every lender?
No. Lenders can request additional documents or different evidence based on the borrower, property and program. Confirm the final requirements with the broker and lender. This checklist is a starting point, not a guarantee of approval.

Related

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