Broki alternative for Canadian brokers

Broki is a Canadian mortgage broker CRM at $99 CAD per month per user, with a PIPEDA-focused privacy posture, integrations with Finmo and Velocity, SMS through a Twilio integration, and a genuinely strong content and tutorial library behind it. It's a serious product built by people who clearly understand the Canadian market.

BrokerDam sits at the same $99 CAD per month. The price tag is where the similarity ends and the question begins: what do you want the software to spend its effort on? Broki's centre of gravity is a well-documented, well-integrated broker CRM. BrokerDam's is the work that happens before a file goes to a lender — reading documents, running the numbers, and getting the client responsive.

What BrokerDam does differently

The AI Underwriter

This is the biggest difference and the one worth testing yourself. BrokerDam's AI Underwriter reads the full application package — paystubs, NOAs, T4s, bank statements, credit reports — cross-references the documents against each other, calculates GDS and TDS with the OSFI B-20 stress test, and hands back a broker-ready summary showing its reasoning and the items worth verifying before submission. It doesn't approve or decline anything; the broker stays in control. What took hours of tabbing between PDFs takes minutes.

SMS that's native, not an integration to configure

Broki offers SMS via a Twilio integration. In BrokerDam, two-way texting is part of the product: no separate account to provision, no keys to paste, no per-message plumbing to reason about. Conversations attach to the contact and the deal, bulk texting is available for campaigns, and CASL STOP and unsubscribe handling is built in.

E-sign with a compliance-grade certificate of completion

BrokerDam includes e-signature, and every completed signature produces a certificate of completion recording signer authentication, IP address, consent and a document hash. That's the artifact you want in the file when a lender, a regulator or an audit asks how a document was signed — included, not a separate subscription.

Canadian calculators with branded PDF exports

Mortgage, affordability, land transfer tax and prepayment calculators built for Canadian rules — and each one exports as a clean PDF carrying your branding. It turns a quick client question into a piece of marketing that lands in their inbox with your name on it.

Side by side

Competitor information comes from public vendor websites reviewed in September 2026. Verify current details with each vendor.

Questions worth asking before you commit

Does document analysis read the full application package?

BrokerDam reads the complete package together, compares facts across documents, calculates GDS and TDS, and returns a summary of what the broker should verify.

Is texting native, or does it require a separate account?

BrokerDam includes native two way texting. There is no separate Twilio account to create or connect.

Does e sign produce a certificate of completion?

BrokerDam produces a certificate of completion with signer authentication, consent, timestamps, IP address, and a document hash.

Do the Canadian calculators export with your branding?

BrokerDam calculators cover mortgage payments, affordability, land transfer tax, and prepayment, with branded PDF exports.

Is customer data stored in Canada?

BrokerDam stores customer data in Canada.

Is there a setup or onboarding fee?

BrokerDam has no setup fee and no onboarding fee.

Who each one suits

Broki suits Canadian brokers who want an established mortgage CRM with Finmo and Velocity connections, renewal tools, partner portals, calculators, and a strong library of practical education. It is a credible choice for a broker who values a guided setup and wants a system designed by people who understand the Canadian market.

BrokerDam suits brokers who want more of the file work inside the same product. Its AI Underwriter reads the full application package, compares documents, runs qualification math, and prepares a written summary for review. Native texting keeps conversations on the contact and deal without a separate Twilio account. E sign includes a certificate of completion, and the Canadian calculators export branded PDFs. Both products serve Canadian mortgage professionals, so the better fit depends on which daily tasks you most want the software to absorb. A broker focused on established CRM workflows and partner management may prefer Broki. A broker who spends significant time reviewing documents, checking ratios, texting clients, and preparing signed records may get more value from BrokerDam. The sensible test is to run the same real file through each product and compare the work left on your desk afterward.

Which one should you pick?

Broki is a well-built product with real integrations and an unusually good library of content behind it, and plenty of brokers will be happy there. The choice mostly comes down to one question: how much does AI document analysis matter to you? If reading packages, running GDS/TDS with the stress test, and getting a written summary before you submit would change your week, that's what BrokerDam is built around — at the same $99 a month, with texting and e-sign in the box.